Lee Garner

Lee joined the Lyndhurst team in March 2021 as a Chartered Financial Planner, Fellow of the PFS and Pension Transfer Specialist. Since joining the team, Lee has continued his development to become a Certified Financial Planner™ and Chartered Fellow of the CISI.

As a Financial Planner, Lee is passionate about assisting clients and their families in developing personalised life and financial goals which are then achieved through a wide range of tools including investment advice, wealth management, tax planning, cash flow modelling and behavioural coaching. Lee’s focus is on taking these technical subjects and explaining them in simple and relatable ways.

The clients Lee works best with include business owners, professionals and retirees, helping all of them answer the important question, “Are we going to be ok?” and ultimately providing peace of mind.

Lee’s entry into the world of finance began in 2013. Before joining his previous advice practice in May 2015, he had been running his own business whilst studying towards his Level 4 Financial Planning Diploma part-time, having previously graduated from University in 2010.

Since starting in the industry, Lee has progressed very quickly and was signed off as client-facing in January 2016, enabling him to begin moving into an advisory role and engage with clients. In addition to Level 6 Chartered status, Lee holds Long-Term Care, Discretionary Investment Management, Equity Release and Mortgage permissions. Lee’s technical understanding has seen him awarded the status of Fellow by the PFS. In recognition of his rapid development, New Model Adviser inducted Lee into their “Top 35 Advisers under 35” in 2018. Following this, Lee has continued his technical development with the CISI by becoming a Chartered Fellow with them and has completed the globally recognised, Level 7 Certified Financial Planner™ process.

The above qualifications and exams have given him a level of technical knowledge which enables him to provide sound, quality, and understandable advice to all clients across a wide range of areas.

Lee is also a member of SOLLA the Society of Later Life Advisers and STEP the Society of Estate and Trust Practitioners.

SOLLA’s purpose is to serve the needs of people seeking advice about their financial wellbeing in later life. They accomplish this by providing these clients with Accredited Advisers local to them, who specialise in the financial needs of older people.

All members of the Society must achieve the Later Life Adviser Accreditation and adhere to a Code of Practice to ensure their clients know what to expect from their services. These advisers can advise on:

• Retirement Planning – pensions and annuities.
• Funding for Care Home fees
• Funding for care in your own home
• Equity release and other property options
• Savings and investment planning
• Tax matters and estate and wealth planning

Our mission is to inspire confidence in families planning their assets across generations by setting and upholding high professional standards, informing public policy, promoting education, and connecting practitioners globally to share knowledge and best practice.

What do STEP members do?

As specialists in inheritance and succession planning, STEP members draft wills and trusts, administer estates, act as trustees and advise families on how best to structure their finances to ensure compliance and preserve their assets for future generations. Some examples of what STEP members may advise on are:

• providing for someone following their partner’s death, while protecting the interests of their children;
• ensuring elderly or vulnerable relatives are cared for and supported;
• helping families with interests spread across the world to be compliant with the laws and tax rules of different countries;
• ensuring that a family business will pass safely from one generation to another;
• helping clients to support charitable causes in an effective way.