Chartered Financial Planner
Contact Joe by clicking the button above.
Current Role
Joe is a Level 6 FCA authorised Chartered Financial Planner, Fellow of the Personal Finance Society, Pensions Specialist and Accredited Society of Later Life Adviser (SOLLA), providing holistic Independent Financial Planning advice to individuals, families and business-owners to help them meet their goals and objectives.
His ethos is to break though complexities to simplify client’s financial affairs, working with them to evaluate their current financial position and to understand their short, medium and long-term objectives. Following this, he develops a financial plan, designed to help them make the most of their wealth, achieve their objectives and ultimately live the lifestyle that they desire.
As a Pensions Specialist, he is fully qualified to give advice on all areas of pension planning and retirement options including both Defined Benefit/Final Salary and Defined Contribution pension plans.
Other areas of expertise include:
• Retirement Planning
• Wealth Management & Investment Advice
• Inheritance Tax & Estate Planning
• Personal Taxation
• Financial Planning for Business Owners
• Life Assurance/Protection Planning (personal and business)
• Lifetime Cashflow Modelling
Some typical questions that he frequently addresses are as follows:
• Do I have enough money to retire?
• How do I maximise my retirement benefits?
• How should I invest sudden wealth received such as from an inheritance or sale of a business?
• How much can I afford to gift to my family?
• How can I structure my wealth in the most tax efficient manner ?
SOLLA
SOLLA’s purpose is to serve the needs of people seeking advice about their financial wellbeing in later life. They accomplish this by providing these clients with Accredited Advisers local to them, who specialise in the financial needs of older people.
All members of the Society must achieve the Later Life Adviser Accreditation and adhere to a Code of Practice to ensure their clients know what to expect from their services. These advisers can advise on:
- Retirement Planning – pensions and annuities.
- Funding for Care Home fees
- Funding for care in your own home
- Equity release and other property options
- Savings and investment planning
- Tax matters and estate and wealth planning
Previous Experience
Joe graduated from Loughborough University with a degree in Accountancy and Financial Management before moving into the Financial Advisory profession with global accountancy firm Mazars.
Joe subsequently joined Lyndhurst in April 2017 and completed his Advanced Diploma in Financial Planning, before moving into his current role as a Chartered Financial Planner and Pensions Specialist.
Away from the office, he is a big fan of sport, with football, running and tennis being of particular interest. When time allows, he also enjoys travelling to new places both in the UK and abroad.
