Life Insurance

Lyndhurst are able to offer independent quotes for life insurance, term assurance, mortgage protection and critical illness cover. We have specialists in this field that can offer advice as to the most suitable life assurance and family protection plans. If you are replacing existing cover or know the cover you require you can go straight to our quote engine to obtain a life assurance quote within minutes.

We are independent financial advisers and can conduct market wide searches for competitive life insurance using our quote portal on the above tab. We can offer a full advice service, but if you prefer to look for yourself here are some pointers regarding level term assurance, more commonly known as life insurance by the general public.

• Level Term Assurance can be used to cover an interest only mortgage
• Level Term Assurance often includes Terminal Illness Cover for free, this is not the same as Critical Illness Cover
• Level Term Assurance can be written in trust
• Level Term Assurance can be written on a joint life basis, however for often only a few pounds extra you can take single cover and potentially double your protection
• Level Term Assurance Quotes can offer guaranteed or reviewable rates. You may be taking on affordability and premium risk by taking a reviewable premium
• Level Term Assurance does not have any investment content, you will not recieve any lump sum or refund of premiums at the end of the term if you have not made a valid claim within the term

Lyndhurst Financial Management Limited offer a number of service propositions for all aspects of financial planning and advice.