Lyndhurst are able to offer independent quotes for life insurance, term assurance, mortgage protection, critical illness cover and income protection. We have specialists in this field that can offer advice as to the most suitable life assurance and family protection plans. If you are replacing existing cover or know the cover you require you can go straight to our quote engine to obtain a life assurance quote within minutes.
We are independent financial advisers and can conduct market wide searches for competitive mortgage protection using our quote portal on the above tab. We can offer a full advice service, but if you prefer to look for yourself here are some pointers regarding decreasing term assurance, also known as mortgage protection by the general public.
- Mortgage Protection can be used to cover a repayment mortgage
- Mortgage Protection often includes Terminal Illness Cover for free, this is not the same as Critical Illness Cover
- Mortgage Protection can be written on a joint life basis
- Mortgage Protection Quotes can offer guaranteed or reviewable rates.
- You may be taking on affordability and premium risk by taking a reviewable premium.
- Mortgage Protection does not have any investment content, you will not recieve any lump sum or refund of premiums at the end of the term if you have not made a valid claim within the term